Renters Insurance for College Students

Our renters insurance plan protects students against theft, damage and many other causes of loss to personal property that may occur while at school, home, or when studying abroad. You can have peace of mind knowing your personal property investments will be protected.

Things that we cover: What we protect against:
  • Computers and laptops
  • iPads and tablets
  • iPhones and other phones
  • iPods, MP3 players and electronics
  • Books
  • Clothes
  • Bicycles
  • And much more
  • Theft & Burglary
  • Fire
  • Accidental Damage
  • Flood
  • Earthquake
  • Vandalism
  • Electrical Damage
  • Water Damage

Coverage is available to any college/university students, graduate students, faculty, and staff. Both personal and university property will be insured while in the care of the insured.

Coverage applies on or off campus, whether you reside in a residence hall, at home, or in an apartment.

Please see our answers to commonly asked questions, or our Comparison to Home Owners Insurance.

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School State:

School Name: caters to RIT students, faculty and staff who need to rent or borrow expensive photo/film equipment during the academic year.

With your purchase of personal property insurance policy through us, you are automatically eligible to purchase ALL risk coverage for photography or film related equipment that is rented or borrowed up to an additional $25,000 in value per occurrence, provided the equipment is rented or borrowed for a period of thirty days or less.

This endorsement costs $60.00 in addition to your regular premium.

Do you want this coverage?  
Policy Limit:


There is a $0.00 processing fee in addition to the premium, for a grand total of $131.00 per year.
All quoted property premiums are annual, for replacement cost value world-wide coverage.
If you are an International student, independent student, or are otherwise not covered under a parent's Homeowner liability policy, we do offer liability coverage under a separate policy.
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