College Student Property & Renters Insurance

Insurance designed for college life

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Low Deductibles

Low Deductibles

Attractive Pricing

Attractive Pricing

Worldwide Coverage

Worldwide Coverage

12 Month Protection

12 Month Protection
(even after graduation)

Policy Features & Benefits

We offer a comprehensive Personal Property Insurance Plan available to college/university students, faculty and staff for the protection of personal and university property. Our plan protects against theft and accidental damage to electronic devices & personal property that may occur while at school, home or when studying abroad.

What We Cover:

  • Computers & laptops
  • Smartphones & tablets
  • School & rental property
  • Electronics
  • Clothes
  • Bicycles
  • Books
  • And much more!

What We Protect Against:

  • Theft & burglary
  • Fire
  • Accidental damage
  • Flood
  • Earthquake
  • Vandalism
  • Electrical damage
  • Water damage

Should I Add Liability Coverage?

Personal Liability is available as an add-on to those who want it.

ID Theft Expense

ID Theft Expense coverage comes free with student property policies.

Fast & Friendly Claim Processing

Filing a claim is quick and easy with our 24/7 online claims service available from a mobile device or computer. Our dedicated in-house Gallagher claims team is also available by phone during normal business hours.

Hear what our customers are saying.

How We Compare to Homeowners or Renters Policies

  AJG College Student Insurance Standard HO or Renters Policy
Coverage Plan Insuring MOST All Causes of Loss Yes Maybe
Theft Yes Yes
Accidental Damage (Drops & Spills) Yes No
Deductible Amount $25 $500+ on standard HO
Identity Theft Expense Reimbursement Yes No
  AJG College Student Insurance Standard HO or Renters Policy
If liquid is spilled on my computer, will my policy cover the damage? Yes No
If I drop my computer and crack the screen, will it be covered? Yes No
If I study abroad during the school year, does the policy still cover my personal property? Yes Yes
If I borrow or use school equipment, will it be covered under my policy? Yes Maybe

Customer Testimonials & Reviews

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Want to Know More? Let's Talk.

If you have any questions regarding insurance policies or claims, we're just a phone call or email away.

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