College Student Property & Renters Insurance
Go beyond basic renters coverage with affordable protection built for college life
Protect what matters on and off-campus
Affordable Personal Property Insurance Plan designed for college and grad students. Whether you’re living on campus, off campus, at home, interning, or studying abroad, our comprehensive student property plan helps safeguard what’s important.
What We Cover:
- Computers & laptops
- Smartphones & tablets
- School & rental property
- Electronics
- E-bike/E-scooters
- Clothes
- Bicycles
- Books
- And much more!
What We Protect Against:
- Theft & burglary
- Fire
- Accidental damage
- Flood
- Earthquake
- Vandalism
- Electrical damage
- Water damage
Why You Need It
College life comes with real risks—shared spaces, high-value electronics, E-bikes or E-scooters, and travel. Our well-rounded insurance plan helps protect against your personal and university-owned property.
Built for Students. Trusted by Parents. Secure in minutes.
How We Compare to Homeowners or Renters Policies
| AJG College Student Insurance | Standard HO or Renters Policy | |
|---|---|---|
| Coverage Plan Insuring MOST All Causes of Loss | Yes | Maybe |
| Theft | Yes | Yes |
| Accidental Damage (Drops & Spills) | Yes | No |
| Deductible Amount | $25 | $500+ on standard HO |
| Identity Theft Expense Reimbursement | Yes | No |
| AJG College Student Insurance | Standard HO or Renters Policy | |
|---|---|---|
| If liquid is spilled on my computer, will my policy cover the damage? | Yes | No |
| If I drop my computer and crack the screen, will it be covered? | Yes | No |
| If I study abroad during the school year, does the policy still cover my personal property? | Yes | Yes |
| If I borrow or use school equipment, will it be covered under my policy? | Yes | Maybe |
Customer Testimonials & Reviews
Excellent experience using College Student Insurance for a recent claim for my daughter. Very easy to deal with, prompt responses and quick approval or her claim. Highly recommend. - Jim E.
I had to file a claim for my stolen camera this year, and this claim was processed very quickly. They were very easy to work with and sent the check to replace my camera in no time! I'm very thankful I have this insurance and would highly recommend it to other college students! - Hannah F.
For all the parents out there thinking about purchasing renters insurance I fully recommend CSI. My son's laptop was damaged and CSI took care of us. Our claim adjuster was Shawna. I've worked with insurance companies before and she was probably the nicest, most efficient and professional person I've worked with. She took care of us. Thank you Shawna. - Craig H.
I was very skeptical of renters insurance at first, but having to go through the claims process for a lost pair of expensive headphones changed my opinion. My claim was processed with a sense of urgency and I had no problems proving its validity. I highly recommend this! - Amar B.
All I can say is WOW!!! I bought policies for both my college age children this past year. My son lost his phone 10 days ago. The process to file the claim took 1 minute. It took 30 minutes to collect & submit supporting documents. I received verification of claim acceptance in less than 24 hours and less than 7 days later I have my claim check. Fantastic service. Thank you. - Pat G.