Premiums and Coverage
Full-time or part-time, on campus or off with College Student Insurance from CSI you’ll have complete theft & damage protection that you can customize based on your own individual needs. Our easy-to-use order form allows you to calculate exactly how much you have invested in: computers, cellular phones, books, clothing, sports equipment and all of your other essential property.
Although most students own between $5,000 and $10,000 of personal property, CSI offers coverage up to $25,000.
To find out what makes sense for your situation, check out some of our most common examples below; then click here to specify your needs and calculate your exact policy amounts.
| Example 1 “Rebecca” | |||||||||||||||||||||||||||||||
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Rebecca (21) works two part-time jobs to pay her way though nursing school. She and her roommates live in an off campus apartment in a Wisconsin college town. Rebecca would not be able to replace her valuables if they were damaged or stolen.
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For approximately $100/year Rebecca gets $4,000 Replacement Cost Insurance with a $25 deductible that she can afford. |
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| Example 2 “Scott” | |||||||||||||||||||||||||||||||||||||
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Scott (18) is a full time student living in a dorm at a leading engineering school in Pennsylvania. His campus is close to a river that frequently floods. He wants to protect his possessions, especially his electronics, from theft and flood damage.
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For less than $150/year Scott gets $6000 Replacement Cost Insurance with $25 deductible. |
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| Example 3 “Kris” | ||||||||||||||||||||||||||||||||||||||||||||||
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Kris (19) is a full time music major in a university that has facilities throughout a major metropolitan city. Kris has most of the typical student gear plus a flute that represents thousands of dollars — not to mention a crucial scholarship. Kris performs nationally and internationally with university groups.
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For under $230/year Kris gets $11,000 Replacement Value Insurance with a low $25 deductible. All student insurance from CSI covers damage and theft anywhere in the world. |
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Click here to specify your needs and to calculate your policy amounts.

