- Worldwide Coverage
- Low Deductibles
- Lowest Premiums
- Replacement Value
NO Depreciation!
- Theft
- Fire
- Flood
- Natural Disaster
- Accidental Damage
on ALL policies!
$0 Computer Deductible!
Special 0$ deductible on computers if you have active tracking software installed!
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Home > Premiums and Coverages
Premiums and Coverage
Full-time or part-time, on campus or off with College Student Insurance from CSI you’ll have complete
theft & damage protection that you can customize based on your own individual needs. Our easy-to-use
order form allows you to calculate exactly how much you have invested in: computers, cellular phones,
books, clothing, sports equipment and all of your other essential property.
Although most students own
between $5,000 and $10,000 of personal property, CSI offers coverage
up to $25,000.
To find out what makes sense for your situation, check out some of
our most common examples below; then click here to specify your
needs and calculate your exact policy amounts.
| Example 1 “Rebecca” |
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Rebecca (21) works two part-time jobs to pay her way though
nursing school. She and her roommates live in an off campus
apartment in a Wisconsin college town. Rebecca would not be
able to replace her valuables if they were damaged or stolen.
| Laptop | $ | 1,000 |
| Books and Software | $ | 350 |
| Clothes, Coats, Shoes | $ | 1,000 |
| Area Rugs and Linens | $ | 350 |
| Cell Phone | $ | 200 |
|
| Subtotal | $ | 2,900 |
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| Misc | $ | 1,000 |
| Insured for | $ | 4,000 |
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For approximately
$100/year Rebecca gets
$4,000 Replacement
Cost Insurance with a
$25 deductible that she
can afford.
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| Example 2 “Scott” |
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Scott (18) is a full time student living in a dorm at a leading
engineering school in Pennsylvania. His campus is close to a
river that frequently floods. He wants to protect his possessions,
especially his electronics, from theft and flood damage.
| Laptop | $ | 1,600 |
| TV w/Game System | $ | 900 |
| Books | $ | 600 |
| CDs/DVDs | $ | 300 |
| iPOD w/ music library | $ | 400 |
| Clothes | $ | 1,000 |
| Cell Phone | $ | 200 |
|
| Subtotal | $ | 5,000 |
|
| Misc | $ | 1,000 |
| Insured for | $ | 6,000 |
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For less than $150/year
Scott gets $6000
Replacement Cost
Insurance with $25
deductible.
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| Example 3 “Kris” |
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Kris (19) is a full time music major in a university that has
facilities throughout a major metropolitan city. Kris has most of
the typical student gear plus a flute that represents thousands
of dollars — not to mention a crucial scholarship. Kris performs
nationally and internationally with university groups.
| Computer | $ | 2,500 |
| Stereo with Recording Equipment | $ | 1,500 |
| Books | $ | 500 |
| CDs | $ | 200 |
| iPOD | $ | 300 |
| Musical Instruments | $ | 2,000 |
| Clothes/Shoes | $ | 1500 |
| Bicycle | $ | 800 |
| Furniture | $ | 500 |
| Cell Phone | $ | 200 |
|
| Subtotal | $ | 10,000 |
|
| Misc | $ | 1,000 |
| Insured for | $ | 11,000 |
|
For under $230/year
Kris gets $11,000
Replacement Value
Insurance with a low
$25 deductible. All
student insurance from
CSI covers damage
and theft anywhere
in the world.
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Click here to specify your needs and to calculate your policy amounts.
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